DMCA

Digital Millennium Copyright Act

Digital Millennium Copyright Act: US safe-harbor statute

The Digital Millennium Copyright Act (DMCA) is a U.S. statute establishing safe harbors for online service providers that respond to copyright infringement notices. It is not payment-specific but appears in platform terms when marketplaces or user-generated content are involved.

DMCA takedown procedures require designated agents, notice counter-notice workflows, and repeat infringer policies. Payment platforms enabling sellers still need DMCA compliance for listings and media separate from PCI obligations.

Confusion arises when teams conflate DMCA with payment fraud or chargeback programs; they address different harms. Legal counsel should map DMCA (copyright), CFAA (unauthorized access), and card network dispute rules as separate playbooks.

Veliro’s terms reference applicable U.S. statutes where relevant to platform use; merchants operating marketplaces should maintain their own DMCA program independent of tokenization architecture.

Register a DMCA agent with the U.S. Copyright Office if you operate a UGC marketplace; safe harbor protection requires public contact details and a documented notice workflow.

Own your credentials under your TRID.

Network tokens on MDES, VTS, and AETS, with cryptograms and lifecycle outside your PSP vault.